Zero Down Purchase

Down payment assistance programs remain a valuable resource for homebuyers nationwide. To help our clients and to better serve borrowers, we offer an exclusive 0% Down Purchase program. Qualified borrowers receive a 3% down payment assistance loan, up to $15,000, from one of our lender partners. This enables us to assist more borrowers in purchasing a home immediately with no down payment.

Here's how it works

How borrows can qualify

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Our exclusive 0% Down Purchase program is a powerful tool designed to benefit borrowers, assist our realtor partners in securing more qualified buyers, and foster stronger relationships with real estate agents.

Information subject to change. Certain restrictions apply. Subject to approval of borrower and investor guideline requirements. Down payment is provided as a 2nd lien against the subject property. 2nd lien bears a 0% interest rate and cannot exceed a $15,000 loan amount. 2nd lien has no minimum monthly payment requirements, a term of 360 months and is fully due as a balloon payment upon the occurrence of either a refinance of the 1st lien, payoff of the 1st lien or the final payment of the amortization schedule of the 1st lien. Borrower must qualify based on Home Possible® or HomeOne® guidelines. Some exclusions may apply.

The principal, interest, and MI payment of a $350,000 30-year Fixed-Rate Loan at 6.75% and 97% loan-to-value (LTV) is $2270.09. The Annual Percentage Rate (APR) is 6.949% with estimated finance charges of $6,500. The principal and interest payments, which will continue for 360 months until paid in full, do not include taxes and home insurance premium, which will result in a higher actual monthly payment. Rates current as of 5/20/24. Subject to borrower approval. Some exclusions may apply.