CUSTOMERS LOVE US
Chance is awesome!!! We were first time home buyers and new to it all but he was so helpful through the entire process. He responded very quickly and answered all of our questions thoroughly. He gave us a great rate and communicated very well. He made the process very smooth, couldn’t thank him enough.
Brandi Long
Chance was extremely helpful throughout the whole process of buying a house. He was very prompt at answering my calls and texts. Would recommend to anyone trying to buy a house.
Austin Long
Seriously blown away by Chance's help and communication! We're first time home buyers with so many questions and he was always so quick to respond. We found our house on a Sunday, and he responded as soon as we sent it to him and he got all the documents sent over right away WHILE HE WAS ON VACATION. He's made the entire process so smooth and he knows his stuff! We couldn't be happier and have been telling everyone they need to use him. Thanks again chance!
Elsa Long
Chance was so great to work with! He took time to answer all of our questions and did everything in his power to help us close on our house quickly. We were really intimidated as first time buyers about where to start, but he helped the process go so smoothly. Highly recommend him!
Bethany Alston
I wasn't sure how to approach getting my first mortgage and I was referred to Chance for help. I am so happy I didn't end up going through my bank because Chance made the whole process SEAMLESS! He answered so many of my questions and concerns and was very accurate in all the steps and finances that come with a mortgage.
On top of that, he did the research for me to find the best lender to match my needs and get the best rate possible!
I can say enough how awesome of a human Chance is, he is a genuine down to Earth guy and made getting my first mortgage a breeze. If you are considering a broker, I would recommend doing it and only with Chance! I will not go through anyone else 10/10
Zach Buxton
Working with Chance was fantastic - he’s extremely knowledgeable and communicative. I definitely recommend working with him!
Amy White
Chance is the best! He was always available for questions and kept us updated throughout the whole process. We look forward to working with him again.
Clarissa Miller
I am a first time home buyer after almost 20Years! Chance, has been a Security blanket for me!! always reassuring me! with my process of buying my knew home which is so exciting but also can be Stressful! I have leaned on Chance, more then my Real estate agent! and has a older person if I could not complete paper work though the computer he would always get it done for me!!! Chance is very patient and understanding and very Experience in is Professional field. I recommend him to anyone that would like a stress-free loan officer!! A HUGE THANK YOU!! TOO CHANCE Kelly Vogel!!
Kelly Vogel
I am so happy we were able to work with Chance, he is great! I’ll never go elsewhere for my mortgages or refinancing. He was extremely patient with us as first-time homebuyers, very informative about the process and was able to secure us the best rate possible. He helped us every step of the way and made the process incredibly smooth. Thanks, Chance!
Zac St. Martin

Attention first time homebuyers
Get up to $2,500 toward your down payment or closing costs with the Freddie Mac BorrowSmartSM Program.
Why Howard Funding?
You probably have questions. When is the best time to buy or sell? How much house can I afford? How much is my house worth? It might seem intimidating, but our experienced group is here to help with any of your purchase or refinance needs.


The Services You Need
If you have questions about credit, buying or selling, you can trust us to find you what you need fast. We’ll make sure you feel confident and educated every step of the way.
The Right Price, Always
Looking for large or small, condo or family home, fixer-uppers, or luxury? We will get you the best financing options available with our vast network of top wholesale lenders.
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