Areas we serve
Home loans in San Tan Valley
Howard Funding helps people buy and refinance homes in San Tan Valley.
About 12 miles from our office in Gilbert.
Local facts
San Tan Valley by the numbers
In Pinal County, the 2026 conforming loan limit for a one-unit home is $832,750, set by FHFA. A larger loan is a jumbo loan.
Source: FHFA, 2026
HUD's 2026 FHA loan limit for a one-unit home in Pinal County is $557,750.
Source: HUD, 2026
San Tan Valley is unincorporated, so Pinal County issues its building permits: 3,871 for new single-family homes across the county's unincorporated areas in 2025, by Census Bureau count.
Source: U.S. Census Bureau, 2025
Pinal County grew 27% from 2020 to 2025, to 539,380 people, by Census Bureau estimates.
Source: U.S. Census Bureau, 2025
Whether a home can get a USDA loan depends on its exact address. USDA's map checks any address. Check an address on USDA's map
Public figures from the agencies named. We update them when they publish new ones.
Loans
What we do in San Tan Valley
- Home purchase loans in Gilbert and Queen Creek, AZ
- Refinancing in Gilbert and Queen Creek, AZ
- Conventional loans in Arizona
- VA loans in Arizona
- FHA loans in Arizona
- Jumbo loans in Arizona
- First-time home buyer loans in Arizona
- Home equity lines
- USDA loans in Arizona
- Down payment assistance
- Non-QM loans
- Adjustable-rate mortgages in Arizona
Reviews
Kind words from real clients
Chance is someone you can trust from the begging to the end of the transaction. I'm grateful to have found him to help me with the purchase of my home. Chance answered all of my questions and concerns, in detail. Couldn't have done it with out him. Buying a home can be challenging in number of things from the seller, realtor, title, etc. Chance made it easy for me, to understand, trust and believe that I was making the right decision . Thank you Chance, from my daughter and I. Sincerely, Edith Peralta, MBA/CCC
Edith Peralta It was an excellent experience working with Chance! He guided my wife and I through our first home purchase. Although it was stressful, Chance explained everything extremely well to us, and we felt we were in good hands the whole time. He is a great communicator and responded quickly to our questions. We thank God for great people like him, and we highly recommend him.
Keith Chance is exceptional. So easy to work with. Professional and works quickly. Always willing to answer all of my questions. I can’t say enough good things about him. Highly recommend.
Courtney Miller
Areas we serve