Questions
Questions people ask
Straight answers. No rates.
Questions
Good questions
Not here? Call (480) 297-8855.
What is Howard Funding LLC?
Howard Funding is a mortgage brokerage in Gilbert, Arizona, led by Chance Howard. We help buyers, refinancers and investors with Conventional, FHA, VA, USDA, Jumbo and non-QM loans, using a network of wholesale lenders.
Why should I use Howard Funding?
Read our clients' words on our reviews page, and see every review on our Google listing. Because we are a broker, we shop a network of wholesale lenders for every loan, so you see more than one lender's options. You work with Chance from your first call to closing.
How safe is Howard Funding?
This website never asks for your Social Security number or bank details. When you apply, you do it on Howard Funding's own secure application, and we use what you share only to get you a loan.
How competitive are Howard Funding's rates?
Rates change daily and depend on your situation. Start your application online or call (480) 297-8855, and we will show you today's options from our lender network.
Calls we make
When we will call you
- After you send a question or a quote request, we call you back.
- When your pre-approval is ready, we call to walk you through it.
- Before closing, we call to go over the final numbers.
Before you wire money
Wire instructions do not change by email. If you get an email or text that says they did, do not send money.
Call (480) 297-8855 first, at the number on this site, to confirm.