Areas we serve
Home loans in Gilbert
Our office is at 4365 E Pecos Rd in Gilbert, so you can sit down with Chance in person. We help Gilbert buyers, homeowners, and investors with purchase loans, refinances, and the rest of our loan programs.
Our office is in Gilbert.
Local facts
Gilbert by the numbers
In Maricopa County, the 2026 conforming loan limit for a one-unit home is $832,750, set by FHFA. A larger loan is a jumbo loan.
Source: FHFA, 2026
HUD's 2026 FHA loan limit for a one-unit home in Maricopa County is $557,750.
Source: HUD, 2026
Gilbert issued permits for 356 new single-family homes in 2025, by Census Bureau count.
Source: U.S. Census Bureau, 2025
Gilbert grew 7% from 2020 to 2025, to 287,285 people, by Census Bureau estimates.
Source: U.S. Census Bureau, 2025
Whether a home can get a USDA loan depends on its exact address. USDA's map checks any address. Check an address on USDA's map
Public figures from the agencies named. We update them when they publish new ones.
Loans
What we do in Gilbert
- Home purchase loans in Gilbert and Queen Creek, AZ
- Refinancing in Gilbert and Queen Creek, AZ
- Conventional loans in Arizona
- VA loans in Arizona
- FHA loans in Arizona
- Jumbo loans in Arizona
- First-time home buyer loans in Arizona
- Home equity lines
- USDA loans in Arizona
- Down payment assistance
- Non-QM loans
- Adjustable-rate mortgages in Arizona
Reviews
Kind words from real clients
Chance is someone you can trust from the begging to the end of the transaction. I'm grateful to have found him to help me with the purchase of my home. Chance answered all of my questions and concerns, in detail. Couldn't have done it with out him. Buying a home can be challenging in number of things from the seller, realtor, title, etc. Chance made it easy for me, to understand, trust and believe that I was making the right decision . Thank you Chance, from my daughter and I. Sincerely, Edith Peralta, MBA/CCC
Edith Peralta It was an excellent experience working with Chance! He guided my wife and I through our first home purchase. Although it was stressful, Chance explained everything extremely well to us, and we felt we were in good hands the whole time. He is a great communicator and responded quickly to our questions. We thank God for great people like him, and we highly recommend him.
Keith Chance is exceptional. So easy to work with. Professional and works quickly. Always willing to answer all of my questions. I can’t say enough good things about him. Highly recommend.
Courtney Miller
Questions
Questions about Gilbert
Not here? Call (480) 297-8855.
Where is your Gilbert office?
4365 E Pecos Rd #108, Gilbert, AZ 85295. We're open Monday to Friday, 8 AM to 6 PM, and Saturday by appointment. Call or text (480) 297-8855 before you come.
Many Gilbert homes have an HOA. Does that change my loan?
The monthly dues count in the payment a lender looks at, and some condo and townhome communities need the lender to review the HOA itself. Tell us the address early and we'll check what the lender needs.
Can I buy in Gilbert with an FHA or VA loan?
Yes, if you qualify and the home meets the program's rules. Some Gilbert homes go past the county's loan limits, so we check the Maricopa County limit before you make an offer, and look at conventional or jumbo options when a home is over it.
How do I get pre-approved for a home in Gilbert?
Apply online or call (480) 297-8855. We send your file to the wholesale lenders that fit it. A pre-approval comes from the lender after it reviews your credit and documents.
Areas we serve